After Rico Express became a microfinance organization, it soon created an innovative product called the Golden Bond.
“Golden Bond” is a security that an individual or legal entity can purchase. Due to its benefits, the product is still special in the financial market. It stands out from similar products by its high integrity. 

Terms and conditions
 

The Golden Bond in the national currency can be opened, if the deposited amount exceeds 100,000 GEL.
The Golden Bond can be opened in USD and EUR, if the equivalent of the deposited amount in GEL exceeds GEL 100,000.
It is also possible to open the Golden Bond, if the amount of available and deposited amounts exceeds the equivalent of 100,000 GEL.

In case of a closed bond, the owner receives only the interest, and the principal amount remains unchanged during the term.
Receiving profit is possible both by cash and noncash payment (on the bank account with Liberty Bank or TBC Bank). 
The received interest is taxed at the rate of 5% income tax. 

The profit of the bond with the right to withdraw at any time is:

GEL-flag GEL
Annual 8% Effective 8.3%
USD-flag USD
Annual 3% Effective 3%

The profit in case of a locked bond is:

GEL-flag GEL
Annual 13% Effective 13.8%
USD-flag USD
Annual 7% Effective 7.2%
EUR-flag EUR
Annual 3.5% Effective 3.5%

In case of a closed bond, the owner receives only the interest, and the principal amount remains unchanged during the term.
Receiving profit is possible both by cash and noncash payment (on the bank account with Liberty Bank or TBC Bank). 
The received interest is taxed at the rate of 5% income tax. 

CALCULATE IN ADVANCE

LEARN MORE ABOUT CONDITIONS

Loan Type:

Currency:

Duration: 1 Month

Loan Amount:

FINAL AMOUNT:

0 GEL

EXCHANGE RATES

OVERLAP ON THE BEST TERMS
  • RATES
  • CALCULATOR
BUY SELL
USD USD 2.6910 2.6980
EUR EUR 3.0960 3.1110
USD-EUR USD-EUR 1.1475 1.1561
RUR RUB 0.0322 0.0336
ILS ILS 0.7400 0.8600
GBP GBP 3.5330 3.5630
TRY TRY 0.0580 0.0610
CHF CHF 3.3430 3.3730
CAD CAD 1.8690 1.9390
AED AED 0.6800 0.7400
AMD AMD 0.0068 0.0071
AZN AZN 1.4950 1.5950
PLN PLN 0.6660 0.7260
ALL RATES