After Rico Express became a microfinance organization, it soon created an innovative product called the Golden Bond.
“Golden Bond” is a security that an individual or legal entity can purchase. Due to its benefits, the product is still special in the financial market. It stands out from similar products by its high integrity. 

Terms and conditions
 

The Golden Bond in the national currency can be opened, if the deposited amount exceeds 100,000 GEL.
The Golden Bond can be opened in USD and EUR, if the equivalent of the deposited amount in GEL exceeds GEL 100,000.
It is also possible to open the Golden Bond, if the amount of available and deposited amounts exceeds the equivalent of 100,000 GEL.

In case of a closed bond, the owner receives only the interest, and the principal amount remains unchanged during the term.
Receiving profit is possible both by cash and noncash payment (on the bank account with Liberty Bank or TBC Bank). 
The received interest is taxed at the rate of 5% income tax. 

The profit of the bond with the right to withdraw at any time is:

GEL-flag GEL
Annual 7% Effective 7.2%
USD-flag USD
Annual 3% Effective 3%

The profit in case of a locked bond is:

GEL-flag GEL
Annual 11% Effective 11.6%
USD-flag USD
Annual 7% Effective 7.2%
EUR-flag EUR
Annual 3.5% Effective 3.5%

In case of a closed bond, the owner receives only the interest, and the principal amount remains unchanged during the term.
Receiving profit is possible both by cash and noncash payment (on the bank account with Liberty Bank or TBC Bank). 
The received interest is taxed at the rate of 5% income tax. 

Currency calculator

Convert amount using the current exchange rate
1 USD = 2.67 GEL

EXCHANGE RATES

OVERLAP ON THE BEST TERMS
Unit BUY SELL
USD USD
Unit 1
BUY 2.6010
SELL 2.6050
EUR EUR
Unit 1
BUY 2.9270
SELL 2.9370
USD-EUR USD-EUR
Unit 1
BUY 1.1236
SELL 1.1292
RUB RUB
Unit 100
BUY 2.8100
SELL 2.9600
TRY TRY
Unit 1
BUY 0.0510
SELL 0.0540
GBP GBP
Unit 1
BUY 3.4360
SELL 3.4560
CHF CHF
Unit 1
BUY 3.0910
SELL 3.1310
CAD CAD
Unit 1
BUY 1.7690
SELL 1.8390
AED AED
Unit 1
BUY 0.6550
SELL 0.7150
AMD AMD
Unit 1000
BUY 6.8000
SELL 7.1000
AZN AZN
Unit 1
BUY 1.4310
SELL 1.5310
PLN PLN
Unit 10
BUY 6.1100
SELL 6.7100
CNY CNY
Unit 1
BUY 0.3730
SELL 0.4040