After Rico Express became a microfinance organization, it soon created an innovative product called the Golden Bond.
“Golden Bond” is a security that an individual or legal entity can purchase. Due to its benefits, the product is still special in the financial market. It stands out from similar products by its high integrity. 

Terms and conditions
 

The Golden Bond in the national currency can be opened, if the deposited amount exceeds 100,000 GEL.
The Golden Bond can be opened in USD and EUR, if the equivalent of the deposited amount in GEL exceeds GEL 100,000.
It is also possible to open the Golden Bond, if the amount of available and deposited amounts exceeds the equivalent of 100,000 GEL.

In case of a closed bond, the owner receives only the interest, and the principal amount remains unchanged during the term.
Receiving profit is possible both by cash and noncash payment (on the bank account with Liberty Bank or TBC Bank). 
The received interest is taxed at the rate of 5% income tax. 

The profit of the bond with the right to withdraw at any time is:

GEL-flag GEL
Annual 8% Effective 8.3%
USD-flag USD
Annual 3% Effective 3%

The profit in case of a locked bond is:

GEL-flag GEL
Annual 13% Effective 13.8%
USD-flag USD
Annual 7% Effective 7.2%
EUR-flag EUR
Annual 3.5% Effective 3.5%

In case of a closed bond, the owner receives only the interest, and the principal amount remains unchanged during the term.
Receiving profit is possible both by cash and noncash payment (on the bank account with Liberty Bank or TBC Bank). 
The received interest is taxed at the rate of 5% income tax. 

Currency calculator

Convert amount using the current exchange rate
1 USD = 2.67 GEL

EXCHANGE RATES

OVERLAP ON THE BEST TERMS
Unit BUY SELL
USD USD
Unit 1
BUY 2.6290
SELL 2.6330
EUR EUR
Unit 1
BUY 3.0040
SELL 3.0160
USD-EUR USD-EUR
Unit 1
BUY 1.1409
SELL 1.1472
RUB RUB
Unit 100
BUY 2.4500
SELL 3.3000
TRY TRY
Unit 1
BUY 0.0540
SELL 0.0570
GBP GBP
Unit 1
BUY 3.5190
SELL 3.5390
CHF CHF
Unit 1
BUY 3.2200
SELL 3.2600
CAD CAD
Unit 1
BUY 1.8130
SELL 1.8830
AED AED
Unit 1
BUY 0.6620
SELL 0.7220
AMD AMD
Unit 1000
BUY 6.8000
SELL 7.1000
AZN AZN
Unit 1
BUY 1.4580
SELL 1.5580
PLN PLN
Unit 10
BUY 6.3400
SELL 6.9400
CNY CNY
Unit 1
BUY 0.3720
SELL 0.4030